Effective Date: March 1, 2025

Information We Collect

novariclytheo collects information you provide directly to us, such as when you create an account, use our budget reporting services, or contact our support team. We also collect certain information automatically when you use our platform.

Personal Information

• Name, email address, and contact information
• Financial data you choose to input for budget tracking
• Account preferences and settings
• Communication history with our support team

Automatically Collected Information

• Device information including IP address and browser type
• Usage patterns and interaction data within our platform
• Cookies and similar tracking technologies
• Location data if you grant permission

How We Use Your Information

We use the information we collect to provide, maintain, and improve our budget reporting services. This includes personalizing your experience, communicating with you about your account, and ensuring the security of our platform.

• Providing and improving our budget reporting tools
• Sending important account and service updates
• Responding to your inquiries and support requests
• Protecting against fraud and unauthorized access
• Complying with legal obligations under Australian law

Information Sharing and Disclosure

novariclytheo takes your privacy seriously. We don't sell, trade, or rent your personal information to third parties. However, we may share your information in specific circumstances outlined below.

Service Providers

We work with trusted third-party service providers who assist us in operating our platform. These providers are contractually bound to protect your information and use it only for the services they provide to us.

Legal Requirements

We may disclose your information when required by Australian law, court order, or government regulation. This includes compliance with the Privacy Act 1988 and Australian Consumer Law.

Your Rights Under Australian Privacy Law

Under the Privacy Act 1988, you have specific rights regarding your personal information. We're committed to helping you exercise these rights in a straightforward manner.

• Access your personal information and request copies
• Correct inaccurate or outdated information
• Request deletion of your personal information
• Object to certain processing activities
• Receive your data in a portable format
• Lodge a complaint with the Australian Privacy Commissioner

Data Security and Protection

We implement industry-standard security measures to protect your personal and financial information. Our systems are designed with multiple layers of security, including encryption, access controls, and regular security audits.

Technical Safeguards

• 256-bit SSL encryption for all data transmission
• Encrypted storage of sensitive financial information
• Regular security assessments and penetration testing
• Multi-factor authentication for account access
• Automated monitoring for suspicious activities

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Financial data used for budget reporting is retained for seven years in accordance with Australian tax and business record requirements.

When you close your account, we'll delete your personal information within 90 days, except where we're required to retain certain records for legal or regulatory purposes. You can request immediate deletion of specific information by contacting our privacy team.

International Data Transfers

While novariclytheo primarily operates within Australia, we may use cloud services and providers located overseas. Any international transfers of your data are conducted with appropriate safeguards in place, including standard contractual clauses and adequacy decisions where available.

We ensure that overseas recipients are bound by privacy obligations similar to those under Australian law. You can request specific information about international transfers by contacting us.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to improve your experience and analyze usage patterns. Essential cookies are necessary for the platform to function, while optional cookies help us understand how you interact with our services.

Cookie Categories

• Essential cookies for login and security functions
• Functional cookies to remember your preferences
• Analytics cookies to improve our services
• Performance cookies to optimize loading times

Children's Privacy

novariclytheo's services are not intended for individuals under 18 years of age. We don't knowingly collect personal information from children. If we become aware that we've collected information from a child under 18, we'll take steps to delete that information promptly.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you by email or through a prominent notice on our platform at least 30 days before the changes take effect.

We encourage you to review this policy periodically to stay informed about how we're protecting your privacy. The effective date at the top of this policy indicates when it was last updated.